Structuring Owner Financing

RV parks are unique in the ways they can use seller financing. Traditional financing can leave gaps, and RV park seller financing can fill those gaps.

#### Reasons for Seller Financing

1. Capital Gains: Sellers can spread out the realization of a capital gain.

2. Passive Income: Sellers can earn a risk free return on their capital.

3. Increased Buyer's Market: Buyers who do not qualify traditionally can now purchase with an alternative financing source.

#### Sample Terms

A 20% to 30% down payment gives the seller the peace of mind that the buyer has equity in the property.

A 25-year amortization gives the buyer manageable payments.

A balloon payment due in 3 to 7 years gives the buyer the opportunity to build enough equity to qualify for a bank to provide them financing to buy the RV park.